Personal

The following are the types of personal products we offer. These are for when the goods you want to purchase are for personal use.

Secured Loan Agreement	Unsecured Loan
Novated Lease

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Secured Loan Agreement

This is the standard form of finance that allows you to borrow money for goods that are going to be or your personal use only. The financier lends you the money and registers a charge over the goods to secure their loan. (Click for more)

Unsecured Loan

If you need money to pay for expenses and there is nothing of value that the financier can take as security, then an unsecured loan is used. (Click for more)

Novated Lease

If you are able to salary sacrifice for a car, then a Novated Lease is one way of achieving this. Having taken out a Finance Lease in your own name, your employer signs a Deed of Novation and accepts al thel responsibilities for the lease while deducting the payments from your salary. (Click for more)